Resources & guides
Everything you need to know about cars in Singapore
Checklists, calculators and plain-English guides for every stage of car ownership.
Buying a car
First-time buyer checklistChecklist
Everything you need to verify before putting down a deposit.
Understanding COEGuide
How the Certificate of Entitlement system works, and what Cat A vs B means for you.
Depreciation calculatorTool
Estimate annual depreciation for any listing — critical for total cost of ownership.
Finance & loan guideGuide
LTV limits, interest rates and what to watch out for in dealer financing.
Selling your car
Owning a car
Road tax calculatorTool
Work out your road tax by engine capacity — and what happens if you let it lapse.
Find a workshopDirectory
Verified workshops for servicing and repairs, with the intervals to keep to.
Insurance renewal tipsGuide
How to compare quotes and avoid common coverage gaps.
COE renewal vs PARF rebateGuide
Should you renew your COE or deregister? A Singapore-specific breakdown.
In-depth guides
BuyingThe 12-point checklist before you buy any used carRead guide OwnershipDepreciation, explained: the only number that really mattersRead guide FinanceFinancing your first car under MAS rulesRead guide COEShould you renew your COE in 2026? The full cost breakdownRead guide BuyingThe complete guide to buying a used car in Singapore (2026)Read guide OwnershipCar depreciation in Singapore, explained with the exact formulaRead guide
Common questions
What is the difference between Cat A and Cat B COE?
Category A covers cars up to 1,600cc with engine power ≤97kW. Category B covers all other cars including hybrids and EVs above that threshold. Cat B premiums are typically higher.
How does PARF rebate work?
PARF (Preferential Additional Registration Fee) is refunded when you deregister a car before 10 years old. The rebate decreases the older the car gets. A 5-year-old car returns 75% of its ARF paid.
What LTV limit applies to my car loan?
As of 2025, MAS regulations limit loans to 70% LTV for cars with OMV ≤ S$20,000 and 60% LTV for cars above that. Loan tenure is capped at 7 years.
How long does the ownership transfer take?
LTA typically processes transfers within 2–3 working days once both buyer and seller have completed their parts on the One Motoring portal. Insurance must be transferred on day one.
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